Legal · Effective May 2026
Please read carefully. The following terms govern the information, scores, and outputs available on the QXFin platform.
All content provided on the QXFin platform — including scores, memos, analyses, and commentary — is provided for informational and research purposes only. Nothing on this site or within the platform constitutes investment advice, a recommendation, or a solicitation to buy, sell, or hold any security, instrument, or asset.
Use of QXFin does not create an advisory, fiduciary, or brokerage relationship. Users are solely responsible for their own investment decisions and should consult licensed professionals before acting on any information presented.
QXFin's proprietary scores — including QX Health Score™, QX PD, Governance Score, Sentiment Score, QX IVS, the Investment Viability Index, and Market Shape Risk — are statistical and quantitative estimates produced by mathematical models. All models are subject to limitations, assumptions, and inherent uncertainty. Past results, including backtested performance, are not indicative of future outcomes.
QXFin covers all US-listed public companies and any private entity with an online presence. Information is derived from public filings, third-party data providers, and proprietary computation. While we apply reasonable diligence, QXFin makes no warranty as to the completeness, accuracy, or timeliness of underlying data.
Certain outputs, including Market Shape Risk and IVS projections, are forward-looking by design. Forward-looking signals reflect probabilistic assessments and may differ materially from actual outcomes due to unforeseen events, market conditions, or limitations in input data.
QXFin may reference or display ratings, opinions, or content from third parties (including S&P, Fitch, and Moody's). Such content remains the property of the respective issuer and is provided for context only. QXFin makes no representation regarding the accuracy or appropriateness of third-party content.
The platform and all associated content are provided on an 'as is' and 'as available' basis. To the maximum extent permitted by law, QXFin disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
In no event shall QX Financial, Inc., its affiliates, employees, or partners be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or relating to the use of, or inability to use, the platform or any of its outputs.
Use of the QXFin platform is governed by the laws of the State of New York, without regard to its conflict-of-law provisions. Users outside the United States are responsible for compliance with applicable local laws and regulations.
QXFin may update this disclaimer from time to time. The most current version is always available on this page. Continued use of the platform constitutes acceptance of any revisions.